🏡 Down Payment Assistance

Your path to homeownership starts here.

We believe everyone deserves a place to call home. Explore our assistance programs designed to help you bridge the gap and open your front door.

Browse All Programs How It Works
6Programs Available
$20K+Max Assistance
600Min. Credit Score
NV& Nationwide Options
Available Programs

Find the right program for you

Browse programs by type, eligibility, or assistance amount. Each program has been designed with real families in mind.

Repayable Option Forgivable Option

Gold Star Select

Paired with an FHA 30-year fixed mortgage, this program offers two paths: a repayable second loan of up to 5%, or a forgivable 3.5% grant covering your full FHA down payment — with no monthly payments on the assistance.

Repayable Assist. Up to 5%
Forgivable Assist. 3.5%
Loan Type FHA 30-yr
Monthly Pmts None (forgiv.)
0% Second Mortgage Essential Workers

Essential Worker Advantage Program

Nevada Housing Division program celebrating educators, healthcare workers, public safety officers, and construction workers with $20,000 in down payment assistance — no interest, no monthly payments, open to repeat buyers.

Assistance $20,000
Interest Rate 0%
Income Limit ≤ 150% AMI
Max Home Price $832,750
Forgivable Loan Teachers

Home Is Possible for Teachers

Nevada Housing Division program offering up to $7,500 for down payment and closing costs exclusively for Nevada K–12 licensed public school teachers. Assistance is fully forgiven after 5 years of primary residency — no first-time homebuyer requirement.

Assistance Up to $7,500
Forgiven After 5 Years
Min. Credit 640 / 680*
Property Types SFR, Condo, MH
Forgivable Option Repayable Option

Chenoa Fund

CBC Mortgage Agency's nationally available DPA program offering 3.5% or 5% toward the FHA required down payment. No income limits, no first-time homebuyer requirement, and funded year-round — available in all states except New York.

Assistance 3.5% or 5%
Income Limit None
Min. Credit 600
First-Time Buyer Not Required
Up to 5% Assistance All Buyers

Home Is Possible

Nevada Housing Division's flagship conventional program — up to 5% of the loan value for down payment or closing costs, paired with an attractive 30-year fixed rate. No first-time homebuyer requirement, available statewide including manufactured homes.

Assistance Up to 5%
Max Income $165,000
Max Home Price $832,750
First-Time Buyer Not Required
The Process

Simple steps to your new home

Our team walks with you every step of the way — from first question to closing day.

1

Check Eligibility

Review the requirements for each program and identify which ones match your situation and goals.

2

Submit Application

Complete your application with the required documents — we'll guide you through every step of the process.

3

Talk to a Mortgage Advisor

Connect with Justin Pierce to review your options, get pre-approved, and build a plan tailored to your budget.

4

Go Find a Home

With your assistance secured and financing in place, it's time to find the home you've been dreaming of.

Ready to take the first step?

Apply today — it's free, confidential, and the best way to find the right program for you. Justin Pierce will personally review your situation and match you with the assistance you qualify for, so you can stop wondering and start moving forward.

Apply Today — It's Free